Renters
Prove who you are again. Hand your pay stubs to a stranger again. Find first and last again, and wait to be believed. You have paid rent on time for years and none of it counts anywhere, because nobody wrote it down. VFIntel writes it down, it belongs to you, and it goes with you to the next door.
What renting costs you
Every move is the same test. Most renters are already stretched when they start it, and a thin credit file makes every door heavier, whatever your history looks like. The years you paid on time, kept the insurance and left the place properly are written down nowhere, so they count for nothing the moment you need them.
The same documents, the same strangers, the same wait. Verify once with VFIntel and apply to any home that uses it without sending your life around again.
Rent is the biggest bill most people pay and it is reported nowhere. With your permission, VFIntel reports it, so paying it starts counting toward your credit file.
Thousands sitting in somebody else's account. Add a deposit warranty instead, and the landlord is protected without your cash being locked away.
The insurance your lease requires, priced for your actual home rather than your postal code, and paid along with the rent. Usually less than you pay today.
The record is honest, and that is exactly the point.
Pay the rent, keep the insurance, hand the home back properly, and the record says so to every landlord and every lender who asks, with your permission. Miss the rent or leave a place badly, and it says that too. That is why a landlord believes it, and how years of doing the right thing finally count for something.
What the Wallet does
Prove who you are one time. Apply to any home that uses VFIntel without sending your pay stubs around again.
Tell us what you need and what you can afford. We match you with verified landlords who fit, and you apply with one tap. No real estate agent, no application fee every time.
Pay rent, insurance and utilities from the Wallet. With your permission the rent is reported to the credit bureaus, the companies behind your credit score. Your record shows the next landlord who you are.
The insurance your lease requires, priced for your actual home, paid along with your rent. Usually less than you pay today.
Moving day
A year of on-time rent, insurance kept, utilities paid and a home handed back properly: that is proof nobody can fake. It belongs to you, not to your last landlord, and it opens the next door, in Toronto, Austin or Vancouver.
Stand out
Because VFIntel has verified you and keeps verifying you, an insurer can stand behind your deposit. You choose whether to add it. A landlord who sees it knows the deposit is safe, and knows you were checked properly. That is a renter they say yes to.
Your side of it
You can say no to ours and bring your own. We still check it meets what your lease needs, and your rent is not affected.
If a month goes wrong, your own rent history can help you get a short-term line of credit for it, instead of a fresh application to a stranger.
Some homes on the marketplace let the rent you already pay start counting toward buying the place, tracked on the same record.
If you ever let another app pay your rent for you, it does what you allowed and nothing more, you can cancel it any time, and every step is on your record.
How you get it
The Wallet comes to you through the company or landlord you pay rent to. It is free for renters.
Ten minutes on your phone. We check your identity and income directly with your bank and employer, then keep it private.
Pay from the Wallet. Insurance, receipts and your growing record are all in the same place.
Not open in your building yet?
We open to property managers first, in Q4 2026. Your name puts your building on our list, and we tell you when it is ready.
VFIntel